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he said: "our research shows that people, on average, believe that only 34 per cent of protection claims are paid out by insurance companies. .
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the latest figures mean that since january 2000, scottish widows has paid a total of £2.5bn in claims to more than 86,000 customers. .
in particular, the country has extreme levels of nitrogen dioxide due to heavily congested roads in urban areas, .
he said: "our research shows that people, on average, believe that only 34 per cent of protection claims are paid out by insurance companies. .
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