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the uk�s initial plan had been challenged in court by the .
scott cadger, head of underwriting and claims strategy at scottish widows, said the industry needed to do more to educate the public on the merits of protection insurance. .
"we are glad our concerns have been addressed by the coroner's office but the western trust has a lot to answer for. .
mr mcgurgan said that mrs cavanagh "died alone" after suffering a terminal collapse and fell from her bed while "the cot sides were down". .
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