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.![](/s.abcnews.com/images/health/gty-flu-01-as-170207_16x9t_240.jpg)
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on critical illness, 4.6 per cent of claims were declined due to the definition not being met and 2.3 per cent were due to misrepresentation.
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.![kennebec journal and morning sentinel](/www.centralmaine.com/wp-content/uploads/sites/2/2014/06/cm-white-footer-nes.png)
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