scottish widows' figures were compiled using the abi guidance for calculating claims statistics. .
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"their serious adverse incident process has been wholly inadequate and what we have heard this week is a damning indictment of the western trust. .
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mr mcgurgan said that mrs cavanagh "died alone" after suffering a terminal collapse and fell from her bed while "the cot sides were down". .
we�re at the beginning of a new breakout level of truth. it�s called independent media. .
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