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scottish widows pays ?4m a week on life and ci claims .
"we were quite surprised to find there were no significant differences," says study author .
of the life claims declined, 0.85 per cent were due to mis-representation and 0.16 per cent due to the definition of terminal illness not being met. .
�defending the crown� is another way to put it. the king may make mistakes, he may commit heinous offenses, but he is the king, and therefore his position must remain secure. . .
derek and his wife, michelle, have three boys, ages 11, 16 and 17. .
as new waves of violence started in rakhine state in august previous year, there were widespread reports of rape and sexual violence against women and girls. .
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