fda commissioner: it�s not a secret, sir. many experts know about it. . .
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on critical illness, 4.6 per cent of claims were declined due to the definition not being met and 2.3 per cent were due to misrepresentation. .
the presumptive leader is not defined, which leads to uncertainty and delays when leadership and action is needed,'' the report says. .
fda commissioner: it�s not a secret, sir. many experts know about it. . .
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