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of the life claims declined, 0.85 per cent were due to mis-representation and 0.16 per cent due to the definition of terminal illness not being met. .
speaking on behalf of the family after the inquest, mrs cavanagh's son vincent said the coroner vindicated their need to raise concerns about the way in which their mother was cared for. .
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he said: "our research shows that people, on average, believe that only 34 per cent of protection claims are paid out by insurance companies. . . .