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on critical illness, 4.6 per cent of claims were declined due to the definition not being met and 2.3 per cent were due to misrepresentation.
. scottish widows' figures were compiled using the abi guidance for calculating claims statistics.
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the latest figures mean that since january 2000, scottish widows has paid a total of £2.5bn in claims to more than 86,000 customers. .
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helen, from marion, ill., had three children from a previous marriage. .
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