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scott cadger, head of underwriting and claims strategy at scottish widows, said the industry needed to do more to educate the public on the merits of protection insurance. .
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sinister posters in belfast tell gerry adams that 'the ira is going nowhere'
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he said: "our research shows that people, on average, believe that only 34 per cent of protection claims are paid out by insurance companies. . .
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