former novartis exec to lead cambridge diabetes startup semma .
scott cadger, head of underwriting and claims strategy at scottish widows, said the industry needed to do more to educate the public on the merits of protection insurance. .
not coincidentally, maine has a high rate of whooping cough cases � 21.1 per 100,000 people in 2015, compared to 10.3 per 100,000 nationwide.