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on critical illness, 4.6 per cent of claims were declined due to the definition not being met and 2.3 per cent were due to misrepresentation. .
"as soon as she saw him," said tamara nunley, r.n., "you could see her perk up." .
. .the total amount paid out in life claims was £129.4m, with £13.46m paid in terminal illness claims.
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