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he let it ring and ring. "aren't you going to answer it?" his wife asked. "no, i know what's on the other line," olczyk said. .
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scott cadger, head of underwriting and claims strategy at scottish widows, said the industry needed to do more to educate the public on the merits of protection insurance. . .
"this should not have happened and should never be allowed to happen again to another vulnerable person or their family. .
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