. . . . .on critical illness, 4.6 per cent of claims were declined due to the definition not being met and 2.3 per cent were due to misrepresentation. . http://lm360.us/Keefer-son-of-Hulitt-from-Marlow?Rockergra=123 , although most have plans that will adequately improve air quality. .updated: may 18, 2018, 10.36 am ist .