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![sarah mccammon 2016 square](/media.npr.org/assets/img/2016/08/29/sarah-mccammon_sq-7b57a4151768611da05a261be8bfe9ca86d619a9-s100-c85.jpeg)
scott cadger, head of underwriting and claims strategy at scottish widows, said the industry needed to do more to educate the public on the merits of protection insurance. .
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