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on critical illness, 4.6 per cent of claims were declined due to the definition not being met and 2.3 per cent were due to misrepresentation.
. the financial times and its journalism are subject to a self-regulation regime under the ft editorial code of practice:
. over the years, i�ve talked to reporters who are solidly addicted to obfuscations. like any addict, they have an army of excuses to rationalize their behavior.
. scott cadger, head of underwriting and claims strategy at scottish widows, said the industry needed to do more to educate the public on the merits of protection insurance.
. �now we know the astonishing truth that some patients are waiting a year or more just to get treatment. it�s simply not good enough.�
.scottish widows has its eyes on the master trust prize
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