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he said: "our research shows that people, on average, believe that only 34 per cent of protection claims are paid out by insurance companies. . .
"if the battery in a mechanical mod over-discharges and the device doesn't contain enough air holes to allow the battery to vent, there is a risk of explosion." .
on critical illness, 4.6 per cent of claims were declined due to the definition not being met and 2.3 per cent were due to misrepresentation. .
despite travel warnings, mariah carey to still perform in indonesia .
"this should not have happened and should never be allowed to happen again to another vulnerable person or their family. .
the presumptive leader is not defined, which leads to uncertainty and delays when leadership and action is needed,'' the report says. .