the publication�s purpose is to be a "force for good and a platform for much needed change and to generate critical debate". .
on critical illness, 4.6 per cent of claims were declined due to the definition not being met and 2.3 per cent were due to misrepresentation.
.
.
.
![](/s.abcnews.com/images/international/christopher-wylie-parliament-gty-jc-180327_hpmain_16x9t_240.jpg)
![cult](/3dwnh01icn0h133s00sokwo1-wpengine.netdna-ssl.com/wp-content/uploads/2018/05/cult-120x90.png)