scott cadger, head of underwriting and claims strategy at scottish widows, said the industry needed to do more to educate the public on the merits of protection insurance.
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the school in yarmouth that year had a low opt-out rate � 2 percent, the superintendent said � so there was a cap on the amount of disruption an illness could cause.
. in yarmouth two years ago sent five children home, causing young students at the very least to miss valuable school days.
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"but only when we discovered wet baby car seats in the first summer, we became really excited about the effect of the treatment," she said.
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