![again, gunmen attack 4 birnin gwari villages, kill many](/plenglish.com/images/2018/mayo/16/nigeria-secuestros.jpg)
on critical illness, 4.6 per cent of claims were declined due to the definition not being met and 2.3 per cent were due to misrepresentation. .in an email. it's like "the engine of a car that runs without cooling water." .
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