the youngest claimant was aged 20, and the eldest aged 89, while the average policy duration at claim stage was 10 years.
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on critical illness, 4.6 per cent of claims were declined due to the definition not being met and 2.3 per cent were due to misrepresentation.
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his heart, beating for 84 years and full of love for the woman he affectionately called his "blue-eyed guera [pronounced whedda]," felt like it was failing.
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"i hit the lottery," derek valenzuela, now 45 and a professional baseball scout for the chicago white sox, said of being born into the family.
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