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``much of this delay in implementation can be attributed to the lack of coordination and cooperation between the city and county.'' .
he said: "our research shows that people, on average, believe that only 34 per cent of protection claims are paid out by insurance companies.
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the provider paid out on 7,469 life and 1,769 critical illness claims in the year, with men accounting for 59 per cent of life claims and 47 per cent of critical illness claims. .
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