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scottish widows has its eyes on the master trust prize .
on critical illness, 4.6 per cent of claims were declined due to the definition not being met and 2.3 per cent were due to misrepresentation. .
capgemini employees' rant on hike light up social media
researchers examined 1,714 samples over six months and found that just 39 per cent contained what they buyer thought they had been sold
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the total amount paid out in life claims was £129.4m, with £13.46m paid in terminal illness claims. .
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