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on critical illness, 4.6 per cent of claims were declined due to the definition not being met and 2.3 per cent were due to misrepresentation. . . .
"their serious adverse incident process has been wholly inadequate and what we have heard this week is a damning indictment of the western trust.
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mactavish-west: you could take fresh vegetables, and you put them in the fridge maybe for up to a week. they'll just continue to decline in most cases.
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