labour�s new study is based on freedom of information data from 95 english nhs trust.
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when robert had to go on full medical disability in his early 50s after hurting himself at work, helen went back to work, this time in the oil industry.
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the latest figures mean that since january 2000, scottish widows has paid a total of £2.5bn in claims to more than 86,000 customers.
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the school in yarmouth that year had a low opt-out rate � 2 percent, the superintendent said � so there was a cap on the amount of disruption an illness could cause.
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