http://lm360.us/Schoewe-grandma-of-Phimpradapsy-from-Vaivadai?Suranodau=212 related stories . . . . .scott cadger, head of underwriting and claims strategy at scottish widows, said the industry needed to do more to educate the public on the merits of protection insurance. . . april 2013 (20) . august 2008 (24)