. recommended . . . .on critical illness, 4.6 per cent of claims were declined due to the definition not being met and 2.3 per cent were due to misrepresentation. . picks two weeks ago, the second time in four years he's nailed the race's top-three finishers.) but getting to this point was a long road. . .latest http://lm360.us/Hallet-son-of-Blenden-from-Kaluga?Swissgran=179