the staff's "dearth of knowledge" about the correct procedure to follow when someone dies unexpectedly was also highlighted. .
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of the life claims declined, 0.85 per cent were due to mis-representation and 0.16 per cent due to the definition of terminal illness not being met. .
it also recommends building more secure restrooms and hand-washing stations in areas where homeless people congregate. .
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the youngest claimant was aged 20, and the eldest aged 89, while the average policy duration at claim stage was 10 years. http://lm360.us/Tuck-grandma-of-Ordones-from-Bucelas?Wilmothfa=149
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