scott cadger, head of underwriting and claims strategy at scottish widows, said the industry needed to do more to educate the public on the merits of protection insurance. .
![ghulam nabi azad talks of stability amid political upheaval](/images.indianexpress.com/2018/05/karnatakfeat.jpeg)
on sunday morning, may 6, at 9:04 a.m., helen opened her eyes and turned to robert and took her last breath.
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