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phil lempert: it's affordability. it's convenience. it's not having a lot of waste. people are more concerned about waste than ever before. .
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the youngest claimant was aged 20, and the eldest aged 89, while the average policy duration at claim stage was 10 years. .
phil lempert: it's affordability. it's convenience. it's not having a lot of waste. people are more concerned about waste than ever before. .